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April 2014 Results

May 2, 2014

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3442842573_5c8963a745_zThis year is really going quickly. I can’t believe it almost summer! Here are my April 2014 results:

2014 Goals:

  1. Increase EF savings account to $1,000 – PASSish – I increased savings by about $50, which is good considering I didn’t budget for putting any money in for April.
  2. Demolish $7,500 worth of debt – PASS – This is my revised goal and with the shortage in the first months of 2014, I have to pay $653.87 each month for the rest of 2014 to hit $7,500 paid off. I made it and paid an extra $3.98!!
  3. NO OVERDRAFT FEES! – PASS – I didn’t have any.
  4. Clear out clutter. – PASS – I am still fighing with my shopping monster, but overall I’m doing pretty good.
  5. Continue going to Crossfit 3x/week – PASS – I made good use of my membership this month.
  6. Paleo 80/20 and eat down my non-Paleo food stores without replacement – I think I’m going to ignore this goal for now for time and food budget’s sake.
  7. Loose weight and continue to tone-up – Again, I don’t think I’m going to focus on this goal right now. I am going to continue going to workout because it makes me feel good and I am getting stronger, but I’m just not dedicated to this goal right now.
  8. Continue to NOT chew my fingernailsPASS – I’m cured, so no more reports on this goal until the end of the year, unless something changes along the way.
  9. More books, shoes and clothes out of my horde than new ones coming in. – PASSish – Still a net reduction of 13 books for the year, and I got rid of a shirt that was ruined 🙁 but I did buy a pair of shoes, so I guess that’s 1 in 1 out? Kinda?
  10. Read 52 books in 2014, that averages to 1/week – FAIL – I’m falling behind a bit at the moment. I may end up changing this goal, but I’m just not sure yet.
  11. Find areas to scale back involvement so I have more free time at home – FAIL – I have nothing to say about this.
  12. Spend more time with family, friends and my pets! – FAIL – See #11 above.

Debt Totals:

3/31/2014 – $136,141.42 (including mortgage)
$17,999.87 (w/o mortgage)

4/30/2014 – $135,637.37 (including mortgage)
$17,704.19 (w/o mortgage)

Difference – -$657.85 including mortgage
-$295.68 w/o mortgage

Savings:

3/31/2014 – $600.72
4/30/2014 – $651.83
Difference – $51.11 increase

Budget:

Category
April (w/leftovers)
Spent
Remaining
Charity
$15.00
$10.00
$5.00
EF
+
Mortgage
$852.28
$852.28
House Repairs
$66.77
$66.77
City Bill
$110.00
$94.32
$15.68
Gas
$79.85
$79.85
Cable
$94.49
$77.88
$16.61
Internet
$51.87
$51.87
Phone
$102.20
$97.09
$5.11
Food
$113.53
$113.53
Car Fuel
$70.00
$45.00
$25.00
Car Repairs
$45.00
$45.00
Car Insurance
$93.44
$93.44
Clothes and Hair
$26.42
$20.75
$5.67
Pets
$30.47
$28.06
$2.41
Household
$30.00
$25.00
$5.00
Personal
$20.00
$20.00
Crossfit
$80.00
$80.00
Cleaning
$108.00
$72.00
$36.00
Debt
$675.71
$675.71
TOTAL
$2,665.03
$2,436.78
$228.25

How was your April?

I’m linking up at Financially Savvy Saturday’s!

Photo courtesy of: Stephen Poff

A Disease Called Debt
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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

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12 responses to “April 2014 Results

    1. Debt Busting Chick – Don’t beat yourself up over it, just start putting a little here and there toward it as you can. I usually budget for $20 going toward it each month and then I try to put more in as I can (from extra income from my 2nd job and any other side hustles I can find). You’ll get there! For me it was important to have a little saved up for emergencies that will certainly arise over the course of my debt-payoff journey.

  1. Way to quit biting your nails. I can never seem to give it up. They’re always right there and they’re in my mouth before I even realize what’s happening. I’m pretty convinced it’s a big part of why I catch everything that goes around.

  2. I love how you reassessed some of those goals and put them on the backburner. I think sometimes our lists can get so long, and it’s so much better to focus our energy on the pressing ones and be more productive with those than spread ourselves too thin. Smart!

  3. I have been out of the loop for far to long…Look at you go girl!! I am so proud of you and how your meeting your goals head on…not to mention your site looks amazing!

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