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February 2014 Budget Plan

January 28, 2014

Here is my budget plan for February: Category Monthly Total Giving $10.00 Saving $20.00 Mortgage $754.65 House Repairs $15.00 City Bill $110.00 Gas $82.78 Cable $77.88 Internet $51.87 Phone $102.20 Food $150.00 Transportation – Gas $50.00 Car Repairs $15.00 Car Insurance $93.44 Clothes and Hair $30.00 Pets $25.00 Household $15.00 Personal $25.00 Crossfit $80.00 Cleaning … Continued

Shopping Freeze

January 20, 2014

There are really 2 choices when it comes to getting out of debt: earn more or spend less. I am really attempting to combine both of those, but spending less serves a dual purpose. Not only will it help me accomplish my debt goals but it will also help with the clutter in my home. … Continued

Budget Buster

January 17, 2014

It’s mid-January and winter has been come and go, the weather this year is weird… The other day in the cold, my car wouldn’t start. It was determined that the battery was dead, so it had to be replaced. If you’ve been reading along, you know that I budgeted a small amount each month for car repairs. This … Continued

How I Track Spending

January 2, 2014

Happy Thursday! Today for me is more like a Monday/Thursday since I had the day off yesterday it feels like Monday, but tomorrow’s Friday so it’s still like a Thursday. 🙂 Having a holiday in the middle of the week the past 2 weeks has really messed with my brain. Today I want to talk … Continued

Debt Totals Finally Figured!

December 27, 2013

I finally got the last of my balances figured out so I can give you a debt total. Adding up my total debt was scary, but I know this was a really great way for me to get a full picture of my financial status before I begin diving into my debt payoff journey. A … Continued

January 2014 Budget Plans

December 26, 2013

I hope you all had a Merry Christmas! I really enjoyed having time off to celebrate with my family. This is the first version of my monthly budget, my January budget plan. Some of these categories will obviously be a savings type of fund, such as the repair categories. While some might argue that this … Continued

Yikes! My Debt Total

December 24, 2013

Updating my debt totals and making a true list of everything I owe is scary! But I know that knowing my debt total is key to starting my journey off on the right foot. I currently have 10 credit cards/lines of credit, 1 student loan, 1 house mortgage (which I won’t include on the side … Continued

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