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February 2014 Budget Plan

January 28, 2014

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7932571974_aebaea40d8_zHere is my budget plan for February:

Category
Monthly Total
Giving
$10.00
Saving
$20.00
Mortgage
$754.65
House Repairs
$15.00
City Bill
$110.00
Gas
$82.78
Cable
$77.88
Internet
$51.87
Phone
$102.20
Food
$150.00
Transportation – Gas
$50.00
Car Repairs
$15.00
Car Insurance
$93.44
Clothes and Hair
$30.00
Pets
$25.00
Household
$15.00
Personal
$25.00
Crossfit
$80.00
Cleaning
$72.00
Debt
$691.10
TOTAL
$2,470.92
TOTAL INCOME
$2,472.52
DIFFERENCE
$1.60

I already know I will be putting an extra $100 toward my mortgage payment again this month. This will be going to my escrow account to make up for a negative balance due to a BIG increase in my property taxes for 2013. The extra $100 will be coming from my 2nd job’s income. The remainder of the income from my second job will be used for savings and/or debt repayment. I will also be sharing with you how I officially use my 2013 year end bonus.

I am excited to essentially start over fresh each month with a new budget. I may still have to make changes to it in the future, but I hope to start seeing some of the progress bars move!

On another note: I did some return to lender decluttering this past weekend. I finally finished a book that a friend had lent me back in September (I think)… It’s embarrassing how long I’ve had it.

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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

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