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February 2014 Budget Plan

January 28, 2014


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7932571974_aebaea40d8_zHere is my budget plan for February:

Category
Monthly Total
Giving
$10.00
Saving
$20.00
Mortgage
$754.65
House Repairs
$15.00
City Bill
$110.00
Gas
$82.78
Cable
$77.88
Internet
$51.87
Phone
$102.20
Food
$150.00
Transportation – Gas
$50.00
Car Repairs
$15.00
Car Insurance
$93.44
Clothes and Hair
$30.00
Pets
$25.00
Household
$15.00
Personal
$25.00
Crossfit
$80.00
Cleaning
$72.00
Debt
$691.10
TOTAL
$2,470.92
TOTAL INCOME
$2,472.52
DIFFERENCE
$1.60

I already know I will be putting an extra $100 toward my mortgage payment again this month. This will be going to my escrow account to make up for a negative balance due to a BIG increase in my property taxes for 2013. The extra $100 will be coming from my 2nd job’s income. The remainder of the income from my second job will be used for savings and/or debt repayment. I will also be sharing with you how I officially use my 2013 year end bonus.

I am excited to essentially start over fresh each month with a new budget. I may still have to make changes to it in the future, but I hope to start seeing some of the progress bars move!

On another note: I did some return to lender decluttering this past weekend. I finally finished a book that a friend had lent me back in September (I think)… It’s embarrassing how long I’ve had it.

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