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February 2014 Results

March 3, 2014

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15161469566_c43cab836a_zFebruary is officially over! Here is my total review of the month:

2014 Goals:

  1. Increase savings account to $1,000 – PASS – Savings aren’t up to $1,000, but I am over $500!
  2. Demolish $10,000 worth of debt – FAIL – But I did increase the amount paid off when compared to the January results!
  3. NO OVERDRAFT FEES! – PASS – I didn’t have any.
  4. Clear out clutter. – PASS – I made progress in February.
  5. Continue going to Crossfit 3x/week – FAIL – The very last few days of January and the beginning of February I didn’t go. First, I was sick with sinus congestion and couldn’t breathe. Then my mom had surgery and I was left to do the farm work while my parents were out of town for her surgery. After that, I worked out 2-3x/week. I am hoping to get back on track with this goal this month.
  6. Paleo 80/20 and eat down my non-Paleo food stores without replacement – PASSish – I didn’t do Paleo, but I am eating down my stores without replacement. When I re-organized my food, I got it condensed down to less shelves!
  7. Loose weight and continue to tone-up – PASSish? – I don’t think I lost anything in February, but I didn’t gain.
  8. Continue to NOT chew my fingernails – PASS – I think I’m cured 🙂
  9. More books, shoes and clothes out of my horde than new ones coming in. – PASS – net reduction of 13 books for the year, and more clothes gone.
  10. Read 52 books in 2014, that averages to 1/week – PASSish – I am one book behind, but I am currently reading 2 books that I’m almost finished with.
  11. Find areas to scale back involvement so I have more free time at home – FAIL – I’m still trying to figure out where to cut back on my schedule.
  12. Spend more time with family, friends and my pets! – FAIL – See #11 above.

Debt Totals:

1/31/2014 – $137,522.71 (including mortgage)
$18,966.10 (w/o mortgage)

2/28/2014 – $136,815.96 (including mortgage)
$18,466.60 (w/o mortgage)

Difference – -$706.75 including mortgage
-$499.50 w/o mortgage

Savings:

1/31/2014 – $391.05
2/28/2014 – $556.93
Difference – $165.88 increase

Budget:

Category
February (w/Jan leftover)
Spent
Remaining
Giving
$10.00
$10.00
Saving
$20.00
$20.00+
Mortgage
$754.65
$849.65
-$95.00
House Repairs
$40.00
$40.00
City Bill
$110.00
$103.16
$6.84
Gas
$82.78
$82.78
Cable
$94.49
$16.61
$77.88
Internet
$51.87
$51.87
Phone
$102.20
$102.20
Food
$150.58
$147.38
$3.20
Transportation – Gas
$67.00
$42.00
$25.00
Car Repairs
$15.00
$15.00
Car Insurance
$93.44
$93.44
Clothes and Hair
$30.00
$13.58
$16.42
Pets
$25.00
$25.00
Household
$20.00
$2.00
$18.00
Personal
$25.00
$25.00
Crossfit
$80.00
$80.00
Cleaning
$108.00
$72.00
$36.00
Debt
$691.10
$691.10
TOTAL
$2,571.11
$2,392.77
$178.34
Photo courtesy of: humbletree
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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

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