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February 2014 Results

March 3, 2014


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15161469566_c43cab836a_zFebruary is officially over! Here is my total review of the month:

2014 Goals:

  1. Increase savings account to $1,000 – PASS – Savings aren’t up to $1,000, but I am over $500!
  2. Demolish $10,000 worth of debt – FAIL – But I did increase the amount paid off when compared to the January results!
  3. NO OVERDRAFT FEES! – PASS – I didn’t have any.
  4. Clear out clutter. – PASS – I made progress in February.
  5. Continue going to Crossfit 3x/week – FAIL – The very last few days of January and the beginning of February I didn’t go. First, I was sick with sinus congestion and couldn’t breathe. Then my mom had surgery and I was left to do the farm work while my parents were out of town for her surgery. After that, I worked out 2-3x/week. I am hoping to get back on track with this goal this month.
  6. Paleo 80/20 and eat down my non-Paleo food stores without replacement – PASSish – I didn’t do Paleo, but I am eating down my stores without replacement. When I re-organized my food, I got it condensed down to less shelves!
  7. Loose weight and continue to tone-up – PASSish? – I don’t think I lost anything in February, but I didn’t gain.
  8. Continue to NOT chew my fingernails – PASS – I think I’m cured 🙂
  9. More books, shoes and clothes out of my horde than new ones coming in. – PASS – net reduction of 13 books for the year, and more clothes gone.
  10. Read 52 books in 2014, that averages to 1/week – PASSish – I am one book behind, but I am currently reading 2 books that I’m almost finished with.
  11. Find areas to scale back involvement so I have more free time at home – FAIL – I’m still trying to figure out where to cut back on my schedule.
  12. Spend more time with family, friends and my pets! – FAIL – See #11 above.

Debt Totals:

1/31/2014 – $137,522.71 (including mortgage)
$18,966.10 (w/o mortgage)

2/28/2014 – $136,815.96 (including mortgage)
$18,466.60 (w/o mortgage)

Difference – -$706.75 including mortgage
-$499.50 w/o mortgage

Savings:

1/31/2014 – $391.05
2/28/2014 – $556.93
Difference – $165.88 increase

Budget:

Category
February (w/Jan leftover)
Spent
Remaining
Giving
$10.00
$10.00
Saving
$20.00
$20.00+
Mortgage
$754.65
$849.65
-$95.00
House Repairs
$40.00
$40.00
City Bill
$110.00
$103.16
$6.84
Gas
$82.78
$82.78
Cable
$94.49
$16.61
$77.88
Internet
$51.87
$51.87
Phone
$102.20
$102.20
Food
$150.58
$147.38
$3.20
Transportation – Gas
$67.00
$42.00
$25.00
Car Repairs
$15.00
$15.00
Car Insurance
$93.44
$93.44
Clothes and Hair
$30.00
$13.58
$16.42
Pets
$25.00
$25.00
Household
$20.00
$2.00
$18.00
Personal
$25.00
$25.00
Crossfit
$80.00
$80.00
Cleaning
$108.00
$72.00
$36.00
Debt
$691.10
$691.10
TOTAL
$2,571.11
$2,392.77
$178.34
Photo courtesy of: humbletree

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