We are already over a month into the new year and I can’t believe it! I’m actually sitting in New Jersey right now writing this post and enjoying a little time away from the norm at home.
While tallying up my spending from January might not sound like a fun use of my time, I actually enjoy analyzing my budget and spending each month.
I honestly thought I did a better job keeping my spending under control in January, and while I did spend less overall than I did in December, the “unbudgeted” spending was actually higher than it was in December. 🙁
Something else I’m bringing away from this trip to New Jersey is a bit of a re-fresher about how to be more frugal. I’ve spent the last few days visiting with Cat and her family and seeing their budgeting team work in action. I’m really hoping that Cat’s resolve to not go over budget will help me to do better about staying on track too.
Here’s how my budget ended up in January.
I have been putting an extra $190 toward one of my credit cards every month in order to get it paid off before the 0% interest promo runs out in a few months. Even though I had a ton of unbudgeted spending in January, I’m glad that I at least made that milestone so I can avoid paying more interest on that debt balance.
How was your January?