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June 2014 Results

July 1, 2014


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5853867187_623e167e4a_zIt’s that time again! Here are my June 2014 Results:

2014 Goals:

  1. Increase EF savings account to $1,000 – PASSish – My EF increased slightly this month. Almost up to the next hundred mark!
  2. Demolish $7,500 worth of debt – FAIL – My debt total increased in June due to my tire expense. 🙁 I’m not sure if I can hit my $7,500 target, but for now I’m not going to change it. We’ll see how the next couple months go first.
  3. Clear out clutter. – PASSish – With all the other things going on, I don’t think I actually got rid of anything in June, but I haven’t really brought more clutter in either, so there’s that.
  4. Continue going to Crossfit 3x/week – PASS – I made it an average of 3x/week this month.
  5. More books, shoes and clothes out of my horde than new ones coming in. – PASSish – Still a net reduction of 13 books for the year.
  6. Read 52 books in 2014, that averages to 1/week – FAIL – I still need to change this goal, but I’m not sure what I want it to be.
  7. Find areas to scale back involvement so I have more free time at home – FAIL – I STILL have nothing to say about this.
  8. Spend more time with family, friends and my pets! – FAIL – See #7 above.

Debt Totals:

5/31/2014 – $135,156.08 (including mortgage)
$17,431.84 (w/o mortgage)

6/30/2014 – $135,387.15 (including mortgage)
$17,872.41 (w/o mortgage)

Difference – +$231.07 including mortgage
+$440.57 w/o mortgage

Savings:

5/31/2014 – $650.25
6/30/2014 – $695.19
Difference – $44.94 INCREASE

Budget:

CategoryJune (w/leftovers)SpentRemaining
TOTAL$2,497.56$2,366.31$131.25
Charity$10.00$10.00-
EF$20.00$20.00+-
Morgage$852.28$852.28-
House Repairs$21.27$20.00$1.27
City Bill$110.00$99.06$10.94
Gas$32.28$32.28-
Cable$77.88$77.88-
Internet$51.87$51.87-
Phone$102.20$102.12$0.08
Food$129.25$122.25$7.00
Car Fuel$60.00$60.00-
Car Repairs$25.00$20.69$4.31
Car Insurance$93.44$93.44-
Clothes and Hair$42.86$40.22$2.64
Pets$41.41$21.26$20.15
Household$32.91$20.05$12.86
Personal$30.00$30.00-
Crossfit$80.00$80.00-
Cleaning$108.00$36.00$72.00
Debt$576.91$576.91-

How was your June?

Photo courtesy of: Valerie

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18 responses to “June 2014 Results

  1. Hi Kayla,
    I admire your lofty goal of reading a book a week. This is something I need to work on too. But I must say I can’t do one book a week, I’m not that fast of reader. What I have also started is listening to audio books on my commute. I don’t think it counts as reading but it is fun. The trick is to find something good.

    1. I love audio books and I do count them as “reading”. But I’m so far behind, I need to adjust this goal for sure.

  2. It’s hard when progress is slow. I feel like most of my goals have fallen to the wayside while I pay off debt. That is about to change as I really find more balance. Thanks for sharing your budget with us. 🙂

    1. Yes it is hard! Progress was pretty much non-exsistent in June 🙁 But I’m hoping to just make small amounts of progress until I get one of my bigger payments eliminated in September!

    1. 🙁 I hate it when that happens, but today’s a fresh month! I’m just going to try and do better this month.

  3. I managed to get through a few books last month. Are there any titles you’re really excited about? I’m finding that since I’ve been reading a lot of non-fiction (business) books, I’m not as motivated. Sounds horrible, but if I get caught in a good mystery book, I’ll have it done in days because I can’t put it down.

    June was another “blah” month for me. I’m really hoping July works out as I expect it to.

    1. Honestly, I love reading, but with as many jobs and activities I have going on lately my brain is just to tired to read in the evenings and the rare spare time I have during the weekends. I’d rather not use my brain and just turn on the TV lately.

  4. Hey Kayla, sometimes you just have to move the goal post slightly and that’s ok. Mine has move many times. Eventually, you will demolish $7,500 of debt and when you do, I’ll be here to celebrate with you. At least you have a sizzling emergency fund, that’s great! And you increased it. Perfect!

    1. Thanks DBC! I’m hoping to play catch up a bit and hopefully still hit my goal of $7,500 by the end of the year, but if I don’t hit it, it’ll be ok. Paying some off (even if less than my goal) is better than I would’ve done otherwise. 🙂

  5. There’s always next month to pay more down towards your debt. Good job on your fitness goals though =)
    btw. Any good reads you recommend for a long flight?

    1. Good reads for a long flight… I’m really eclectic with my reading tastes. Right now, I’m reading Plan Truth by Jodi Picoult. I’m not finished with it yet, butso far it’s very interesting.

  6. I’m totally impressed with your food budget. I’d guess we’re spending about $100 a week (including all toiletries, pet food etc.) My June was a total disaster (emotionally and financially). First our cat Patty got horribly ill and we found out he had end stage renal failure and needed to be put down. Then we found out his brother has a tumor on his liver and kidney failure (he’s now back at home, thank god, but we don’t know how much time he has left). The vet bills are astronomical and definitely not something we were budgeting. Thankfully July is a 3 paycheck month for me because I’m going to need all three checks (and more) to pay the emergency vet.

    1. I don’t get a 3 pay month at my main job since we get paid the 15th and 30/31st of each month, but I will be getting an extra check at my weekend gig, which I’m excited about and plan to put to good use! I’m so sorry about your pet troubles lately! There seems to be something in the air, so to speak. Lots of my friends IRL have had pets become ill, need surgery, have to be put down, etc lately 🙁

    1. A book a month sounds a bit too easy. Maybe I’ll change it to a book every 2 weeks… Good suggestion though!

    1. I am sort of disappointed, but I just know July will be better. I’m really just trying to hang on and make slight progresses until I get a big one paid off in September, then things should start moving much quicker in the correct direction 🙂 I’m glad I kept up my exercise, I truly love it! Thanks for the encouragement 🙂

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