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June 2015 Budget Plan

May 28, 2015


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My June 2015 budget plan - see my plans for this month. Have you set up your monthly budget yet? via @shoeaholicnomore

Where did the month of May go? I can’t believe that this year is already almost half over!! What?!

June starts on Monday and even though it seems that time is flying, I am excited to get May put behind me as it wasn’t the best month I’ve ever had. In fact, it’s the worst month I’ve had all year. Ugh! I’ll share more about that next week in a monthly review for May.

Today though I want to share my budget plan for June as there are actually has some changes from past months.

CategoryMonthly Total
Charity$10.00
Saving$20.00
Gifts$20.00
Mortgage$847.13
House Repairs$15.00
City Bill$110.00
Gas Bill$22.19
Cable$71.49
Internet$51.87
Phone$103.16
Food$40.00
Medical$20.00
Fuel$70.00
Car Repairs$15.00
Auto Insurance$123.46
Clothes and Hair$70.00
Pets$40.00
Household$30.00
Personal$60.00
Cleaning$90.00
Debt$818.25
TOTAL$2,647.58
FT Income$2,198.04
Side Income Required$450.00
Difference$0.46

Even though I’m 99% sure I went over on eating out again for May, I decided not to increase my budget allowance for it in June. Why? Because I’ve decided to do a food crack-down in June. I lowered my already low food budget from $120/month to $40 for the month of June.

The other day I was going through my makeshift pantry and I noticed that I need to get to eating some of the food I stored in there before it goes bad. Therefore I lowered my food budget for June and I’m going to try to do my best to clean out some of the things from my pantry and freezer. Since I do want to be as realistic as possible, I went ahead and gave myself $40 to use for groceries in June which will primarily be used for things like fresh fruit, veggies, milk, etc. This comes out to about $10/week (plus I have a little left over from May too).

I also increased my debt payments by about $38 for June. This is because I’m this close to paying off CC#8 and I decided to just do it in June. My regular snowball payment would’ve put me just $38-ish shy of paying off my card in June. I can’t wait until it’s paid off! I’ll definitely let you know when that last payment goes through and what my plans are from there going forward. 🙂

The amount I budgeted for hair and clothes is a little more than in May because I’m getting my hair cut and I know I’ll have some extra bills from the dry cleaners as I have several special events to attend in June. Luckily they take place in my hometown so I won’t have to shell out much else to attend. Additionally, I plan to get my nails done for one of the events I’m attending. That’s also included in this budget category.

I think that’s it for budget plan changes for June. I’ll keep you posted on how things are going with my food clean out for sure.

Do you have any plans for June? How does your June budget plan look?

My June 2015 budget plan - see my plans for this month. Have you set up your monthly budget yet? via @shoeaholicnomore

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19 responses to “June 2015 Budget Plan

  1. I have to redo my budget for this summer since things will be changing a bit when we move in a few weeks. I’m astonished by how low your grocery budget is but I recently realized how much food we have in the pantry as well. My goal is to start eating through our cabinets for these next few weeks so we will have less to pack for the move but I’m not sure how it will affect our food budget yet.

    1. Generally, I spend about $120/month on food but I lowered it eat some of my pantry items before they go bad. Keep in mind, I’m single so I really only feed myself most of the time. (I do feed my brother and dad at lunch 3-4 times during the work week though.)

  2. Eating out of the pantry is one of our goals for June and July as well. We have so much venison in the freezer, that really there is no real reason to buy any meat from the store. We also have insane amounts of beans, rice, and pasta on the shelves of our pantry. Our weekly food budget will probably be about $20 because my kids go through so much fruit and almond milk a week.

  3. I love your idea to focus on eating to food in your pantry and freezer. I’m going to make it my mission to do that in June as well. I’m very excited for you being so close to paying off another credit card. Keep up the amazing work!

  4. $40 is not a lot for food for a month. Do you have a menu planned?
    Great news that you will be paying off the cc this month!

    1. Nope it’s not a lot for food. I kind of have my menu planned. Basically I’ll be eating a lot of random stuff out of my pantry.

  5. At first I thought your $40 food budget was a mistake! But then I read that you’ll be eating from your pantry and then it made more sense. My goal is $40 a WEEK for groceries for myself. Do you buy groceries in bulk a lot? I just can’t seem to do it, even though I know it’s often cheaper.

    Here’s to a great June! 🙂

    1. I don’t really buy groceries in bulk. Food prices are cheaper here than in other places so that helps me.

  6. I love those grocery months when you eat out of the pantry – nice!! We had our second lowest expenditure month overall in May, but spent way over on groceries, gas and entertainment. I can’t wait for May to be over either. 🙁

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