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Making More Time

December 1, 2014

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I'm hoping you haven't noticed but lately I've been pressed for time. So I've given up a few things to make more time for myself.I’m hoping you haven’t noticed, though I’m sure many of you have, but lately I’ve been pressed for time. Between working at my full-time job, working at my part-time job, doing my home business, cleaning the building of my full-time job, and doing my online freelancing, this blog has fallen down in my priority list a bit.

I still love blogging here and I’m going to make every effort to move it up the priority list while still balancing all my money-making activities. But, something had to give. It was getting to the point that all of my waking time was spent working on one project or another and I had zero time for myself or my family and friends unless I scheduled these activities days in advance and worked extra to be ahead of schedule so I could take the time off.

Then while I was taking some time off I felt guilty the whole time and couldn’t think of anything except what I could blog about next or what I should be doing instead of playing games or watching movies with my family and friends.

This is not how I wanted to be during my time “off”. I was never fully in the moment or disconnected from thinking about my debt and making more money.

So in an effort to give myself a little more time for these fun things and also for building my online business, I quit one of my other “side” jobs. After quickly thinking over the list of things I mentioned earlier, I quickly came to the conclusion that cleaning the office building where I already spend 40+ hours a week of my time is not something I wanted to continue.

It was still somewhat difficult to talk to my boss about quitting. After all the money from that side gig is good! The pay is pretty high compared to the few number of hours that you’re required to put in, but it was the job I disliked the most and was stressing me out at times.

Beginning January 1, I will no longer be cleaning the building. This will have an effect on my budget as I had previously included this income with the income from my full-time job to create my monthly budget.

I will be giving up between $400-500/month by giving up this side hustle. What this means is that I must make every effort to increase my online income and I will have to get back to watching my spending more carefully.

At the beginning of 2014 I was very diligent in not spending any extra above and beyond my full-time job’s income. Since then, I’ve gotten more lax. But now that I’m giving up some money, I’ve got to get it back under control.

I’m not sure yet how I’m going to present my budget to you all beginning in 2015, since I’ll be living on more than just the income from my full-time job. But I am open to suggestions on how to do this. Keep in mind that my side income from my part-time job, my home business, and my online freelancing will vary month-to-month, sometimes by a lot!

What I do know is that I will try my best to keep you all in the loop as I make changes to my finances and how information is presented. I’m trying hard to be as transparent as possible, so if you have questions, concerns, or would like more information about anything, please let me know! I want this blog to be helpful for you and me as I continue down my path toward becoming debt and clutter free!

Photo courtesy of: Moyan Brenn

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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

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26 responses to “Making More Time

  1. Sheesh Kayla, you really needed to prioritize your time. You were on the road to a serious burn out. I am glad you opted to find more time to relax, I will continue to be a regular reader. I want you to one day be debt free so I will continue to read if you continue to write.

    1. Thanks Amy! It really needed to go. I wasn’t giving it the time and attention it deserved, and it was stressing me out to have to go in and do it each weekend.

    1. I’m a workaholic too. Just because I gave up the cleaning doesn’t necessarily mean there’ll always be more time. I’ll probably devote some of it to working on my online freelancing instead (though that rarely feels like work since I enjoy it!).

  2. There is nothing against working hard to make a future for yourself and pay down on debt, but your health and sanity is one of your most prized possession. Do what you have to do…at the end of the day with how hard you work, I’m sure you’ll figure out how to make up those lost coins.

  3. When you’re paying off debt, nothing seems more important than earning more money to help make the journey to financial freedom go faster. But, as you have experienced, sometimes we take on too much, burn ourselves out and quit. While I certainly don’t like paying interest any longer than necessary, if it means that you actually cross the finish line, than I am for making adjustments, even pushing back your final debt payoff date if absolutely necessary. It sounds like it was the right move to give up the job that you disliked the most. I find when people are less stressed and have some time to relax – they actually become more productive, so I have no doubt you’ll be able to make up the money lost (if not more!) in your side hustles.

    1. I am thinking so too Shannon. I already have a couple new online projects that should be starting this month or right after the first of the year. I’m confident that they will make up the monetary difference (and then some). Plus my online projects don’t require me to leave the house in the cold, inhale chemicals, or get bleach on my clothes, haha.

  4. Sometimes, even if it’s tough, you have to assign a dollar value to your free time, and your mental health, right? Is your mental health worth at least $500 to you? Yes? Okay, well then quitting the extra job was a quantifiably smart decision. Don’t beat yourself up over it. Take solace in knowing you’re making wise long-term decisions in caring for yourself. We’ve all got lives and and all lives have bumps in the road. It’s okay. You’re human and we are, too. I’m rooting for you.

    1. Thanks! I’m hoping I can make up the income with something less stressful that I actually enjoy (my online freelancing).

  5. That struggle is real! I’ve been there, more times than I can count! Your sanity will be worth it though! 🙂

  6. There’s nothing wrong with prioritizing, even if it hurts your financial situation in the short-term. Being miserable while making decent money isn’t worth it sometimes! You need to put your health and sanity first. =) I can relate on the blog-front, too. My own writing has taken a backseat to paid work, and it’s something I’ve been trying to figure out as well. I’m sure things will work out for you, you’re a hustler!

  7. Sometimes you need to put yourself first. I had a mini-meltdown this week from being tired and over scheduled. I’ve now picked my “retirement date” for my part time job and it’s reassuring to know there is an end in sight to those long long days. I haven’t been paying as much attention to my blog but I promise I’m still here reading 🙂

    1. I’m glad you decided to ditch your PT job, especially if it was stressing you out that much! Hopefully that will give you the break you need.

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