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My Story

December 28, 2013

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photoAfter reading my first few posts, I’m sure you are all DYING to know more about me and my story right? Well after I post this, I will be copying it into a page called “About Me“. My name is Shoeaholic No More (update: I finally revealed my real name, Kayla) and this is my debt story.

I am a mid-20s single girl living in the Midwest. I graduated from an in-state university with a little over $8,000 in student debt, not bad compared to many of my peers. After graduation, I landed a good job as a, get this, credit analyst at an ag-related bank. Ironic isn’t it? It gets me all the time!

Since I was now earning so much more money and I landed this job in my small hometown I decided to buy a house as rental prospects here are nil to none, and of course moving back in with my parents was out of the question! Thus I added a $120,000 mortgage onto my debt total.

After moving into my new house, I realized how little furniture I owned and I proceeded to purchase some to the tune of about $4,000, which I also financed.

Many of my new co-workers are the well-dressed type and I felt I had to keep up and present myself in the newest fashions and accessories, which is where the balance of debt and a lot of the clutter has come from.

Now, I am up to my eyeballs in debt and I finally decided it’s time to reverse this trend by paying it down and investing in my future instead of the right now.

Tell me more about you and your debt story below!

Check out my Pick My Brain page if you need help balancing your budget!

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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

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