Whew! Christmas is over and the New Year is right around the corner, or just down the hall since it’s this week!!!
I’m not really sure where 2015 went and although I didn’t get all of my 2015 goals accomplished, I’m still proud of how far I came. I did get a few of them accomplished, including one of the biggest ones of all: quitting my job to work for myself.
This has made me so much happier overall and I can’t wait to see what 2016 holds for me and my business.
In all honesty, Carrie from Careful Cents was asking about business goals for 2016 the other day and I had no idea how to answer her. I felt that taking my business from part-time to full-time in 2015 was such a huge accomplishment for me that I had no idea what to even dream about for my business in 2016.
With a little more reflection, and some more conversations with influential people in the personal finance community, I’ve realized that I really need to reflect on that some more before I go hot wild setting my goals for the new year.
With that in mind, here are my goals so far, although some of them are still TBD.
- Increase emergency fund savings account to $2.000. This should be very attainable based on my income/earning from the past few months.
- Pay off all credit card debt. As of this morning, that is $7,280.59. Ideally, I’d like to pay off the loan to my parents in 2016 as well. That would bring the total up to $10,380.59.
- Attend FinCon16 and pay for it in cash!
Short, sweet, and to the point. I’m really going to try to focus more on these items (along with my TBD business goal).
In past year’s I’ve put things on the list like cleaning out clutter, etc. Now that I’ve spent more time thinking about it, in order to accomplish these financial goals I’ll have to do some of those things anyway so it’s redundant to list them and it gives me more things to track.
One thing that’s not my list above is my health. As you all know, I am working hard on that too. I really need to make sure I’m getting enough exercise and I’d like to lose some weight. But I’m keeping that separate from these goals for now.
Are you taking time to reflect and set goals for 2016? What do you want to accomplish?