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Why I’m Traveling More in 2016 (even though I still have debt)

December 23, 2015

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In 2016, I'm going to be traveling more! Don't think someone in debt should travel? Here's why I think you should - and why I am!

I still have debt to pay off and I definitely haven’t forgotten about it. In fact, I’m currently working with a financial coach to get a more solid plan and achievable goals put in place for this next year. But I’m not going to let my debt slow me down in 2016. I’m going to work hard to pay it off, build my savings, but I’m also going to do more traveling.

Yep, that’s right. Even though I have a lot of financial goals in place regarding paying off debt and building savings, I’m also going to be doing a lot more traveling. Why? I’m glad you asked!

Traveling for Business

I recently had a break-though regarding my business thinking. I have a lot of new goals and ideas and 2016 is the year I’m going to implement them. They should help me be able to work less and continue to grow my online income.

Part of my business strategy for 2016 is to spend time collaborating with and learning from other business owners and freelancers. This is also one of the reasons I’m going to be doing more traveling in 2016.

As of right now, I have 3 trips planned to different parts of the U.S. and all 3 of them involve my business. I’m going to be traveling to visit Cat in just a few short weeks. I’m going to Portland in late spring/early summer, where I hope to meet up with some fellow solopreneurs, and I’m going to San Diego in September for FinCon16.

This will also make all of my trips at least partially tax deductible. Woohoo!! 🙂

Traveling for Fun

Although all 3 of the trips I mentioned do have some business involved in them, I’m also going to have some fun while I’m gone. Cat is not only a client, but also a friend, and I can’t wait to have some fun with her while I’m there.

The majority of my motivation for my trip to Portland is to visit my BFF who moved away this past summer. She doesn’t live too far from there and plane tickets are the IOU gift I’m giving her for Christmas.

San Diego will mostly be a business trip, but I do hope to spend a couple of extra days in the area visiting landmarks and other attractions. I might as well take advantage of already being in California! 🙂

Traveling for Adventure

Although I’ve been to NYC once before in my life, all 3 of the trips I have planned for 2016 are going to be an adventure. I have always loved adventures, and I used to go on a lot of small adventures with my dad when I was a kid, but I’ve never done much traveling across the country. I’ve also never been outside of the United States.

While I’m not sure traveling abroad is something I’ll accomplish in 2016, I’m still very excited about the adventures of the 3 cross-country trips I currently have planned.

The best part about the trips I have planned is that I shouldn’t see a big drop in income from traveling, and I don’t have to “request off” in advance. I’m very excited that I’ll be able to keep my business running while traveling, although I do plan to work a lot less while I’m gone. 🙂

Do you have any travel planned for 2016? Is your debt holding you back from traveling?

PS – You should definitely check out my other site, Financial Conversation, where my friends Erin, Chonce, Kristi, and I will be launching a new podcast in early January. I can’t wait!

In 2016, I'm going to be traveling more! Don't think someone in debt should travel? Here's why I think you should - and why I am!
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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

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12 responses to “Why I’m Traveling More in 2016 (even though I still have debt)

  1. We definitely need to focus more on travel now that a couple of other goals are taken care of. We’ll see how 2016’s budget goes, and then we’ll reassess. Unfortunately, we have limited choice of destinations due to some of my husband’s health issues. But it’d be nice to go back to Seattle with him. Or visit friends in LA. We keep meaning to go there and hit some theme parks.

  2. I’m so jealous you’ll be traveling to visit Cat! Meeting “online friends” in person is so much fun, and it’s better not having to wait until FinCon to do it! Travel wasn’t very important to me a few years ago, but it’s climbed up the ladder since moving away from home, and life is just too short to not see your friends and family because of debt. You’re also going about it in a responsible way – I would never recommend someone go into more debt to travel, of course, but doing it with a plan is key!

    Next year I’m also going to FinCon, I’ll be going to Austin, I’m sure I’ll be going back to NY at some point, and I’d *like* to squeeze in an overseas trip, but we’ll see.

    1. It sounds like you have some fun travel planned too! I want to travel to see more business peeps and entrepreneurs so I can connect and learn from them. Maybe we need to have a meet up sometime! 🙂

  3. That’s so awesome that you’re going to see Cat! Debt has definitely gotten in the way of my travel plans but I will be doing a bit more traveling next year for my honeymoon, a mini-family vacation in the summer and FinCon in the fall.

    1. That sounds fun! If these didn’t count as at least partial work trips, I probably wouldn’t be going on 3 trips in 2016. Travel is fun, but can be expensive!

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