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2014 Results, 2015 Goals

December 31, 2014

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My 2014 Results and 2015 Goals - how ambitious did I get for this year? Check it out here!On Monday I told you all about my new and (hopefully) improved budgeting plan. I am hoping this additional transparency will be a good thing and can help me stay on track with my financial goals in 2015. I had some lofty goals set for 2014 and unfortunately, I didn’t meet hardly any of them. Here is a list of my 2014 goals and how I ended up:

  1. Increase savings account to $1,000 – FAIL! I’m about halfway to this goal.
  2. Demolish $7,500 worth of debt – FAIL! I had some unexpected setbacks and I let my spending get out of control.
  3. NO OVERDRAFT FEES! They are just dumb and if I’m following the budget I’ve laid out they should not occur. – SUCCESS!
  4. Clear out clutter. – ??? I’m not sure how I did because this goal was hard to define. I still need to get rid of some more stuff.
  5. Continue going to  Crossfit 3x/week – SUCCESS! I did this almost every week for the whole year. I’ll call that a success.
  6. Paleo 80/20 and eat down my non-Paleo food stores without replacement – FAIL! I quit tracking this goal early in the year.
  7. Loose weight and continue to tone-up – FAIL! I didn’t lose much weight at all, but I have gotten stronger.
  8. Continue to NOT chew my fingernails – SUCCESS! I don’t bite my nails anymore.
  9. More books, shoes and clothes out of my horde than new ones coming in – SEMI-SUCCESS! I did get rid of a few books, but I also got a couple from my brother for Christmas last week. I got rid of some clothes and shoes and didn’t bring in too many more.
  10. Read 52 books in 2014, that averages to 1/week – FAIL! I got busy and this just wasn’t a huge priority for me. I still like to read, but I don’t want to feel like I have a quota to meet.
  11. Find areas to scale back involvement so I have more free time at home – SUCCESS-ISH? I recently quit one of my side hustles (cleaning), but now I spend time at home working online. (At least I enjoy my online work, so that’s an improvement right?!)
  12. Spend more time with family, friends and my pets! – SUCCESS-ISH! I don’t feel too bad about this, but I need to make more time to spend with my brother when he’s in town. Hopefully 2015 will be better since he’ll be done with school in May and will be moving back to our hometown. (He already has a job lined up.)

Looking back, I had way too many goals in 2014 and I was obviously delusional when I set my sites that high, haha. πŸ™‚

For 2015, I’d like to have a more focused approach to my goals and I’m going to set them at a much lower and attainable level. My hope is that if I meet my goals pretty early in the year I can adjust them upward to continue challenging myself throughout the year.

Here are my 2015 goals:

  1. Increase emergency fund savings account to $1,500.
  2. Demolish $5,000 worth of debt (principal). This works out to $416.67/month. ($5,000 goal includes mortgage debt pay down.)
    1. This also includes paying off my 0% interest promotion for my computer by October 2015.
  3. Paint and prep home office by April 13. (My birthday!) MUST BE USABLE BY THIS TIME!
  4. Attend FinCon15 and pay for everything in cash!
  5. Quit my full-time job by December 31,2015 to freelance full-time. (I may pick up some additional hours at my part-time job to help make ends meet for a while.)
  6. Limit spending on clothing, shoes, and accessories to $500 for the whole year!
  7. Get rid of more books throughout the year than I get.

What are your 2015 goals?

My 2014 Results and 2015 Goals - how ambitious did I get for this year? Check it out here!

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31 responses to “2014 Results, 2015 Goals

  1. I totally hear you on setting too many goals–I am always guilty of that! But hey, at least that keeps us thinking big, right ;)? Your 2015 goals all sound really good and, like you said, attainable. I’m excited to see that you’re planning on going to FinCon–I’m hoping to go this year too and it’d be awesome to meet you!

    I haven’t really ironed out my 2015 goals yet (I guess I should get on that today!), but they’ll mostly be about staying the course with our high savings rate and enjoying the present as we work towards our homestead plans. Happy New Year!

    1. Sounds like you have a good idea of your goals already πŸ™‚ I’m super excited to get 2015 started out right!

  2. Great goals for 2015! I actually set 12 goals for myself this year, but they’re pretty diverse and mostly measurable. We’ll see how it goes…

    1. I set 12 last year, it was difficult for me to keep focus on all of them partially because they were diverse. Good luck! Can’t wait to hear how you progress. πŸ™‚

  3. Yeah, it’s nice to shoot high, but attainable is even better πŸ™‚ Last year was your first real goal-setting year, right? So now you have a better idea of what you can actually do. I did the same thing — set only a few goals, which will really be my focus in 2015. I want to stay laser-sharp on them and not get distracted!

    Good luck!

    1. That’s right C, last year was my first year and now I know more of what to expect since 2015 will be year 2. Excited to have more defined focus and attainable goals. πŸ™‚ If I meet them early, I can always raise them πŸ™‚

  4. I set goals across different categories – family, professional, financial, personal, etc. The trick for me is to just verbalize/write down what I really want to do anyway. I normally take a big, defining goal — this year it was graduate from grad school and find a job — and then split it down into smaller goals that filter across categories. So one financial goal this year was to have enough savings to cover a potential period of unemployment after graduation, for instance.

    Next year my big goal is to pay off 35K in debt principal. This filters to professional goals — maintain my job and perform well to be eligible for a raise — and to financial goals — make extra income. Got to pick up some tips from you on the extra income front!

    1. I made lots of different goals last year for different areas of life, but this year I decided to narrow my focus a bit so I can (hopefully) have more success!

    1. Thanks Jessica! Excited to get some “passes” this year instead of so many “fails”. πŸ™‚

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