We’ve all been told that we need to pay down debt, but when you’re first getting started you may feel overwhelmed by exactly how to go about doing so. This is especially true if you have debt spread across multiple loans and credit cards.

While you could just grab a stack of bills and start paying them, this isn’t necessarily the best way to go about reducing your debt strategically.

Here are two proven strategies to help you pay off your debt faster than you thought possible.

Paying off student loans is never easy, especially when your payments take up a huge amount of your paycheck. Every time you get your paycheck, you can’t even feel excited because paying off your student loans feels like a never-ending task.

So, how can you pay off student loans faster?

It may sound too good to be true, but trust me, it’s not! These 9 tips can help you pay off student loans faster, but they will require you to modify your student loan repayment strategy.