Did you ring in the new year eager to rock your money goals?
I know I did. I felt absolutely sure that this was going to be my year to get things done. I promised myself that we would stop spending our money on take-out and use it to pay off debt. We were going to use every bit of my freelancing money toward our goal.
But, it’s only mid-January, and I already feel like I failed.
So, now what? Should I give up because it’s three weeks into the new year and I have failed miserably?
Absolutely not! I still have the entire year ahead of me. As easy as it would be to throw in the towel, I know that three weeks does not have to dictate how the rest of the year will go.