7 Smart Ways to Use Cash Windfalls

January 30, 2019

In the past, I didn’t always make the best use of cash windfalls whenever I received them. Before I started this blog and began budgeting and paying off debt, I spent my annual bonus, tax refund, and any birthday and Christmas money I received on things I didn’t really need.

Unfortunately, it’s all too easy to spend cash windfalls when you receive them, and sometimes even before.

But getting into this habit can end up costing you big time.

Instead of getting into the bad habit of wasting your cash windfalls, here are 7 smart ways to use them instead!

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5 Ways to Watch TV Without a Cable Subscription

January 28, 2019

If you’re busy and not always able to watch much TV, you may decide that the high price of cable isn’t worth it! That’s what happened to me a few years ago.

I found other hobbies to occupy my time instead of always turning on the TV. Then, I couldn’t justify paying such a high price for my cable subscription. So, I canceled it and I’ve never looked back!

I’ve saved over $2,000 just because I eliminated that one bill from by budget over two years ago.

The best part? I still get to watch all of my favorite TV shows, even though I don’t have a cable subscription. Here are a few ways you can watch TV without cable, too.

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8 Simple Tips for Staying Motivated with Your New Year’s Money Goals

January 24, 2019

Did you ring in the new year eager to rock your money goals?

I know I did. I felt absolutely sure that this was going to be my year to get things done. I promised myself that we would stop spending our money on take-out and use it to pay off debt. We were going to use every bit of my freelancing money toward our goal.

But, it’s only mid-January, and I already feel like I failed.

So, now what? Should I give up because it’s three weeks into the new year and I have failed miserably?

Absolutely not! I still have the entire year ahead of me. As easy as it would be to throw in the towel, I know that three weeks does not have to dictate how the rest of the year will go.