In the past, I didn’t always make the best use of cash windfalls whenever I received them. Before I started this blog and began budgeting and paying off debt, I spent my annual bonus, tax refund, and any birthday and Christmas money I received on things I didn’t really need.
Unfortunately, it’s all too easy to spend cash windfalls when you receive them, and sometimes even before.
But getting into this habit can end up costing you big time.
Instead of getting into the bad habit of wasting your cash windfalls, here are 7 smart ways to use them instead!