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Great Financial Start FI

16 Ways to Have a Great Financial Start this Year

December 31, 2018

Happy New Year! I can’t believe it’s already a new year, but I am unbelievably excited for what it has in store for me, my family, my finances, and my business.

Have you thought about how you want the new year to go, either financially or otherwise? I want to rock it as the best financial year I have ever had, and I am determined that this will be the year that I pay off my credit card debt completely, build my business, and create an emergency fund.

This is why I’ve made a list of 16 ways to create a great financial start to the new year. My first financial goal for the new year is to complete every one of these 16 things before January 31.

Wish me luck!

8 Ways to Improve Your Finances in 10 Minutes (Or Less!)

December 26, 2018

No matter the current state of your finances, there are always things you can do to improve. But even though you know you should pay more attention to your money, it’s just not on the top of your to-do list. There are always other things that are more important and you never seem to find … Continued

How and Why I’m Building a CD Ladder

December 17, 2018

For the past almost 5 years that I’ve been writing the blog, my sole financial focus has been to pay off debt. But now that I’m this close *imagine fingers just a pinch apart* to having all of my debt paid off (other than the mortgage), I’m finally starting to accumulate savings and have options for how to make my money work for me.

This is the part of the journey when money gets exciting! (Or maybe that’s just me?)

I’ve been building savings steadily every month for the last 5 years. While I still don’t have a full 6 month emergency fund, I’m working on it.

So, why am I considering using some of my savings to build a Certificate of Deposit (CD) ladder if I don’t have a fully-funded emergency fund?

Stick around and I’ll tell you! 🙂