Christmas is not a surprise.
It comes around every year like clock work. It’s always on December 25th. There’s no getting around that.
This time of year I always get a little mad pissed off when I hear about the irresponsibility of some people. There’s only a few weeks left and they haven’t saved for Christmas.
There’s still a little time to earn some extra money. Or you could sacrifice something to help save for Christmas, like taking some time off from eating out. But, there also some things you should NOT do to pay for Christmas.