February is over and even though it was a short month, I felt like I got A LOT done.
It was a good month and I’m finally feeling better about things. I felt super productive with work, life, money, and my various goals that I’ve been working.
I’m a notorious over-goal-atizer. (Is that a thing?!) So, I’m trying not to make too many goals for myself these days. Instead, I’m trying to treat them more like daily habits that I just work on a little bit at a time.
Overall, I’m feeling pretty good about things. I even did a Facebook Live video about my new simplified life. You can check that out here.
Now, on to the numbers for February.
1/31/2018 – $123,947.08 all debt
$15,998.70 without mortgage
2/28/2018 – $122,827.16 all debt
$15,114.76 without mortgage
Difference – -$1,119.92 all debt
-$883.94 without mortgage
1/31/2018 – $2,154.35
2/28/2018 – $2,261.74
Difference – $107.39 Increase
Youch! That’s a high number.
Some of it is because I paid so much extra toward debt this month. I put about $600 extra toward my student loan. This is my smallest balance and highest interest rate, so it’s the one I’m focused on paying off next.
I also spent about $500 on a house project. At first I was going to DIY it. But, I finally realized that the value of my time is greater than the financial cost of outsourcing it. $500 was the up-front half of the project total. I’ll still have to pay another $500-ish at the end of the project in a few weeks.
Finally, something I’ve been debating talking about the blog or not, is that I started going to therapy in January. Being self-employed puts a lot of stress and anxiety on a person and I finally decided that I needed to find a healthier way to deal with my feelings. So, I spent about $390 on therapy in February.
Those three big expenses added up is about $1500 of my spending listed above.
Luckily, February was also a great month income-wise for my business. I’m not sharing those updates on the blog anymore, but you can still sign up to get them by email.
How was your February?