Be your own boss and
make money on your terms.

Fill out the form to get regular updates and exclusive content.
I can't wait to help you take control of your life and finances!

Personality Type and Finances: Does it Matter?

April 24, 2015

This article may contain affiliate links. Read our Disclosure Policy.

Shares 5

Could your personality type really tell you how you handle finances? Maybe!The other day I was reading some back posts on one of my new favorite blogs to get some background information, Budget Bloggess. (Note: I almost always read my favorite blogs from beginning to current so I know the whole story. I guess I’m a nerd like that…) 🙂

Anyhow, I came across a post about how her Myers-Briggs personality type affects her finances and her career choice. It was particularly interesting to me because I happened upon it just a day after I had taken the Myers-Briggs test myself for a training program I’m going through at my full-time job. (If you haven’t taken the test, you should be able to take it for free. A simple Google search gave me umpteen websites that offered the test for free.)

I spent about 15-20 minutes taking the test and I was emailed my results the next day, along with a 5 page analysis explaining all the personality types, my personality type, and how I interact with everyone and everything around me. The information was very interesting and I thought I’d share a little bit with you here today as I think personality can have an effect on your finances, and we already know that it can affect your career performance too.


The Myers-Briggs test has 16 different results based on four different dichotomies (aka traits or characteristics). The four are:

  • Where You Focus Your Attention: Extraversion (E) or Introversion (I)
  • The Way You Take in Information: Sensing (S) or Intuition (N)
  • The Way You Make Decisions: Thinking (T) or Feeling (F)
  • How You Deal With the Outer World: Judging (J) or Perceiving (P)

My information packet said that everyone uses all 8 options to some degree, but we all find preference to one or the other in each pairing. This is kind of like being left- or right-handed. You use both hands, but you prefer one over the other the majority of the time.

Anyhow, my results showed that I am an (E)xtraverted (S)ensing (T)hinking (J)udging.

ESTJ Strengths

  • Practical, realistic, matter-of-fact
  • Decisive, quick to implement decisions
  • Organizer of projects and people to get things done
  • Focused on getting results in an efficient way
  • Takes care of routine details
  • Has a clear set of logical standards which are systematically followed. Wants others to do so also
  • Forceful in implementing their plans (Is this a strength or a weakness? I’m not sure. Maybe it’s both?)

ESTJ Weaknesses

  • Little patience for confusion, inefficiency, and halfway measures
  • Maybe seem overpowering to others
  • Difficult to relax because of an focus on dignity
  • Difficulty expressing emotion

Famous ESTJs

I thought it would be interesting to see who else in the world is an ESTJ. Here are some famous people who share my personality type:

  • Hillary Clinton
  • Martha Stewart
  • Michelle Obama
  • Saddam Hussein (yikes!)
  • Dr. Phil
  • George W. Bush

ESTJ Careers

  • Military Leaders – this one cracked me up!
  • Business Administrators or Managers
  • Police/Detective
  • Judge
  • Financial Officer
  • Teacher
  • Sales Representative

Most of these career suggestions seem to be right on track with what the suggested strengths are for an ESTJ, but that doesn’t mean I plan to become a military leader anytime soon. 🙂

ESTJ and Money

According to this article by Miranda Marquit, my personality type falls in to the “protector” category. This means that I should be financially conservative. I have to agree that I’m pretty conservative when it comes to investing my money. I hate it when I review my retirement account and I see that one of my funds lost money. But it’s also suggested that my personality type “might have trouble letting go a little bit when it comes to “fun” spending” and that’s clearly not me. 🙂

Although personality doesn’t have everything to do with the financial decisions you make in your life, I did find it interesting to think about and compare the test results to what I know to be true about myself. A lot of it was dead-on and the rest wasn’t too far off.

Have you taken the Myers-Briggs test? What were your results? Were they pretty accurate?

*Part of Financially Savvy Saturdays on brokeGIRLrich, A Disease Called Debt and Autoimmmune-Protocolling Around the World*

Shares 5

Like this post?

This is just a taste! Fill out this form to get access to freebies and exclusive content to help you build your business.

10 responses to “Personality Type and Finances: Does it Matter?

  1. Oh my gosh, this is so cool, Kayla! I’m an ENTJ and, according to that article, I’m a Planner. It’s so true! I like to plan way, way far out. Like, I’ve already what I planned what I want my retirement to be. It drives my family insane, but my motto is “better be safe than sorry.”

    I’m glad I’m a Planner though. It may drive people crazy, but it gives me some control over my life. And sometimes that’s hard to get nowadays! 🙂

  2. I love Briggs-Meyers tests and find them extremely accurate. Years ago I was in a club in college where the advisor would make us all take the test the first week of the school year. Then he would take the results, share them with us and approach us based off of our results for different volunteer roles within the organization – like being an officer or helping with community outreach or creating flyers. It worked brilliantly.

    1. That’s a great idea! I love that your advisor assigned roles that way. I bet it made you very successful!

    1. I totally get what you mean. I do think personality matters to lots of things in life, not just finances. 🙂

  3. I’ve taken the Myers-Briggs a few times and the result has usually been INTJ, though I’ve also had one or two other results before. Maybe for that reason, I don’t think that I fit the INTJ descriptions to a T, but they fit pretty well. I do know for sure that I’m a planner, about finances and almost everything else. I love planning. Fascinating post!

    1. Thanks Jennifer! I do thing the results can change over time probably. Not 100% sure on that, but that’s my guess.

  4. I´m an INTJ, and it describes me perfectly. What´s crazy is that I´ve taken that test at random intervals over the past 10 years or so, and have always gotten the same “type.” Even when I thought for sure my answers were changing, because I was evolving as a person, nope! Haha, INTJ through and through.

    1. I actually think that things you read will say that your M-B test results shouldn’t actually change over time. But I could be imagining that… 🙂

Leave a Reply

Your email address will not be published. Required fields are marked *